The Begining

On October 27, 1960, the National credit union administration (NCUA) granted the Hilco Federal Credit Union a charter as Kerr Federal Credit Union for employees and family members of the Kerrville State Hospital and employees of the credit union. The name was changed five months later to Hilco Federal Credit Union and is owned by the members as a "not for profit" credit union.

In November 1984, Tri-Government Federal Credit Union merged with Hilco. The field of membership was expanded through the merger to include the employees, family, and retirees of the United States Department of Agriculture, Kerr County, City of Kerrville, and the upper Guadalupe River Authority.

Hilco Federal Credit Union has been affiliated with the NCUA (Standards, compliance and ensuring authority). The Texas Credit Union League (TCUL), and the Credit Union National Association, Inc. (CUNA) since it's beginning in 1960.


Hilco is a growing credit union offering the members personal services you can only find in the Hill Country. The Credit union has assets exceeding $4,000,000 and provides a large array of services. Each year all members are invited to attend the annual meeting to participate in a review of the past year and plan for the year to follow. The annual meeting is always filled with food, fun, and prizes.


The Hilco Federal Credit Union owned and controlled by the members is established to provide quality financial services, safeguard member's assets, and promote financial responsibility.

Next Steps...

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